Are you planning on opening a pub, late bar or nightclub soon? Or are you looking to switch insurance provider to save money? Either way, Insuremyshop.ie has got you covered. We understand the complexities of setting up a pub, everything from securing a late night alcohol licence to hiring efficient security. We are here to make the process that little bit easier. No matter where in Ireland or the size of your premises, we can find a policy to suit your needs.
Public House Insurers usually classify pubs differently, but they usually fall under the following venues:
- Wine Bars
- Function & Event Venues
- Late Night Venues
- Outdoor & Indoor Pubs
Insure My Shop work with top insurance companies to get the best cover and benefits for our valued clients. Some of our benefits include:
- Employers liability
- Public liability
- Product liability
- Cover against loss of license
- Automatic seasonal stock increase
- Material damage
- Business interruption
- Money cover
- Glass cover
- Goods in transit cover
Pubs are particularly susceptible to claims from the public as large crowds and alcohol is involved. This is where Public Liability Insurance comes in handy. Read more about Public Liability Insurance to see what it entails.
Business interruption covers you in the case of significant profit loss as a result of events beyond your control. Such as, you having to close your establishment because of a storm, accident or any other loss you may have suffered due to unforeseen closure. This cover assists you in providing you with supplementary income for a set amount of time. This amount is usually based on your gross profit figure.
Buildings Insurance covers the damage caused to you building. If you are a tenant it is likely that your landlord has already arranged for buildings cover as it is their responsibility. If you own your own pub, you should ensure you have buildings cover.
Contents Insurance for Pubs
Content insurance covers the contents within your establishment, including permanent fixtures, stock & equipment against a vast array of perils such as weather damage, fire, vandalism, explosion and theft.
Tenant Content Cover
Most pub-runners rent their premises. For this you must ensure you have Tenants Content Insurance cover.
Other Optional Cover Includes:
- Frozen Food
- All risk specified equipment
- Loss of license
- Commercial & legal expenses
Terms & Conditions apply on all benefits, some cover types may not be available for certain shops.
Call Insuremyshop.ie today on 01 231 9320 or Click Here to get started with your Quote.